This course serves as an introduction to the field of property and casualty insurance and the needs of individuals or organizations for various categories of protection. Topics include fire, accident, theft, property damage, liability insurance, and the legal environment of insurance products. The course also introduces the basic concepts of product design, underwriting, pricing, marketing, and claim administration. (Cross-listed as INSU 1100)
This course gives students an understanding and practical application of the theories and concepts of how to analyze and direct one's financial affairs and that of their family.
Course is offered On-line
This course covers the fundamental functions of financial institutions. Topics include money, financial markets, financial institutions, the deposit and payment functions, the Federal Reserve System, and other regulatory functions.
Course is offered On-line
This course teaches the skills necessary to utilize a financial calculator. Applications include time value concepts, bond value calculations, statistical applications, interest rate computations, profit margin determinations, and break-even analysis.
Course is offered On-line
This course presents an introductory review of investment concepts and theory including analysis of individual investments (e.g., stocks, bonds, mutual funds), security markets, and portfolio management.
Course is offered On-line
This course presents basic investment concepts such as investment markets and transactions, investment planning and information, and investment risk and return. The course also explores the investment environment by examining the role and scope of various investment vehicles including common stock, fixed-income securities, derivative securities, and mutual funds.
Course is offered On-line
This course is the first of two courses examining the fundamentals of financial planning. Students examine the principles of financial planning (e.g., steps in the financial planning process) and tools and techniques used in the planning process, as well as explore careers associated with financial planning.
This course is the second of two courses examining the fundamentals of financial planning. Students explore the best methods for establishing client relationships, developing and evaluating a comprehensive financial plan, and utilizing critical thinking skills relative to analytical concepts, ethics, regulations, and laws.
This course analyzes financial risk and the preservation of personal assets. Course content provides an overview of the risk management process with a primary focus on various lines of insurance (life, health, disability, long-term care, homeowners, auto, and liability).
Course is offered On-line
This course is the first in the series of financial planning courses (income tax planning, retirement planning, and estate planning). Course content provides an overview of the financial planning process including concepts related to the accumulation, preservation, and transference of wealth.
Course is offered On-line
This course is one of the electives provided for those seeking certification as an Employee Benefits Specialist (CEBS). The course introduces concepts, theories, and laws affecting the management of financial assets. It examines examples supplied by professionals in employee benefits.
This course introduces students to the management and administration of financial institutions. Topics include introduction to management; asset, liability, and capital management decisions; administration of lending activities; pricing of financial services; and integrative management techniques.
This course presents the basics of financial analysis: forecasting, operating and financial leverage, working capital, current asset management, short-term financing, divided policy, convertible bonds, warrants, and options - all areas primarily oriented toward corporate financial management. NOTE: It is strongly recommended that ECON 1100 and FINA 2230 be taken late in the program of study.
Course is offered On-line
This course presents the characteristics of financial statements and procedures for analysis. It covers goals, methods, and tools of analysis; analysis of profit and loss, accounts receivables, inventories, and balance sheets; relationship of balance sheet accounts to sales; and projected statements of cash budgets.
Course is offered On-line
This course presents basic investment strategies as they relate to portfolio management. Topics include establishing portfolio goals, portfolio construction (evaluating investment alternatives), and portfolio management and control (assessing risk).
Course is offered On-line
This course acquaints students with tax planning strategies as they relate to investment goals. It emphasizes discretionary income and net worth. Students learn to evaluate specific investment decisions based on current and relevant tax implications.
Course is offered On-line
This course provides a historical review of the development of private pension plans (money purchase, profit sharing, savings plans, ESOPs, 401(k) plans, IRAs, SIMPLE plans, and plans for the self-employed), as well as an overview of plan objectives, design features, and qualified plan legal requirements. Retirement plan design and participant-directed investing, investment education, and distribution planning are also explored.
The course examines the characteristics and administration of defined benefits retirement plans. It offers a discussion of the differences between defined benefit and defined contribution plans, as well as the influences affecting usage of such plans. The course gives special emphasis to the funding constraints of defined benefit plans, actuarial-based costing approaches, and financial reporting requirements. The course covers the investment techniques, funding arrangements, and termination insurance used by defined benefits plans. It also covers an examination of newer hybrid plan structures, early retirement incentive programs, and executive retirement arrangements.
This course emphasizes pertinent issues faced by those preparing for retirement. Such issues include income planning, Social Security, Medicare, long-term care insurance, distributions from retirement plans, housing and residence concerns, guardianships, conservatorships, durable powers of attorney, and living trusts. The course reviews employee benefits as they relate to the retirement planning process.
Course is offered On-line
This course is a required course for those seeking certification as an employee benefit specialist (CEBS). It provides a framework for the strategic choices in managing compensation. This course overviews the pay model, basic compensation, and the steps to developing employee compensation packages. Topics include compensation, performance evaluations, employee benefits, comparing the competition's pay models, union contracts, government regulations, and the budget process.
The course examines human resources and compensation management including human resource planning, wage determination, employee benefits, total compensation concepts, and noneconomic rewards. It also explores institutional and economic issues such as seniority, management rights, and union security.
This course provides a comprehensive review of estate planning topics such as estate and gift taxes, various issues related to trusts planning and administration, property ownership issues, life insurance, private annuities, postmortem tax planning, and charitable giving.
Course is offered On-line
This course explores the foundations of financial counseling including the communication and listening processes, decision-making and problem-solving, and various strategies and tactics utilized in effective counseling relationships.
Course is offered On-line
This course reviews the most critical consumer credit issues including consumer rights, secured and unsecured debt, credit card debt, student loan debt, debt collection, foreclosures and repossessions, evictions, credit restructuring, and bankruptcy-related issues.
Course is offered On-line
This course introduces analysis of international finance, providing a conceptual framework within which the unique financial decisions of the multinational firm can be analyzed. Students gain an understanding of decision elements of the international organization such as divergences in currencies, exchange rate issues (variations and controls), rates of inflation, tax systems, money and capital markets, and political systems.
Course is offered On-line
This course permits instruction in special content areas that are not appropriately treated in other Finance courses.
This course serves as the capstone course in the Financial Planning program. This case-based class provides students with an opportunity to demonstrate competencies in financial planning and insurance principles, income tax planning, retirement planning, and estate planning.
Course is offered On-line
This internship is an advanced course taken in the second year of study. This course provides opportunities for practical application of concepts and techniques learned in various finance courses. The work setting is a public, private, or nonprofit organization appropriate to the students' educational and career goals. Students observe and, with supervision, perform professional tasks consistent with the career. Students document progress and receive evaluation. Based on state guidelines, students must complete 40 hours of work for each credit hour. NOTE: Internship hours are arranged so as to award 3.0 to 4.5 credit hours for successful completion.