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Withdraw From School

MCC's Return of Title IV (R2T4) Policy

Students may withdraw from a class or completely withdraw from all classes by any of the following methods:

  • Go to "My services" - Register and Drop Classes

  • Call the Contact center - 531-622-2400

  • Contact your Academic Advisor

Students who receive Title IV financial aid are subject to federal Return of Title IV calculations if the student completely withdraws from Metropolitan Community College MCC or ceases attendance in all classes during the enrollment period. 

The withdrawal date is considered to be the date the student initiates a withdrawal from MCC.  If the student does not officially withdraw, the withdrawal date is considered to be the last date of attendance provided by the faculty. If the faculty does not report a last date of attendance, the withdrawal date will be the first day of class.

The amount of Title IV that is earned and/or returned is determined using the Return of Title IV Funds process provided by the Department of Education. If you received less assistance than the amount that you earned, you may be able to receive those additional funds.  If you received more assistance than you earned, the excess funds must be returned by the school and/or you.  MCC will return any unearned Title IV funds it is responsible for returning as soon as possible but no later than 45 days of the date the school determined the student withdrew, and offer any post-withdrawal disbursement of loan funds within 30 days of that date the school determined the student withdrew. 

The following is the return of Title IV calculation process performed in accordance with the regulations of the Department of Education:

  1. Determine the student has withdrawn from MCC and determine the date of the withdrawal.
  2. Determine the institutional charges (institutional charges include tuition and fees).
  3. Determine the amount of Title IV financial aid disbursed or could have been disbursed.
  4. Calculate the percent of the payment period completed by dividing the number of calendar days attended by the total number of calendar days in the payment period, excluding breaks of 5 calendar days or more.
  5. The amount of assistance that you have earned is determined on a pro rata basis. For example, if you completed 30 % of your payment period (as determined in step four), you earn 30% of the assistance you were originally scheduled to receive. Once you have completed more than 60% of your payment period, you earn all the assistance that you were scheduled to receive for that period.
  6. If you did not receive all of the Title IV funds that you earned, you may be due a Post-withdrawal disbursement. This occurs in very rare cases. If your post-withdrawal disbursement includes loan funds, you (or your parent, in the case of a PLUS loan) must give permission before loan funds can be disbursed on your account or delivered to you. MCC has 180 days after the date of determination to disburse the loan funds that have been confirmed. Your Post-withdrawal disbursement of grants funds may automatically be used for tuition and fee charges but must be credited to your account no later than 45 days from the date of determination of the withdrawal.
  7. The percent of unearned Title IV aid is calculated by subtracting the percentage of earned Title IV aid from 100%. The amount of unearned Title IV aid is calculated by multiplying the amount of Title IV aid received and subject to return by the percentage of unearned Title IV aid. The amount of unearned Title IV aid must be returned.
  8. If you receive excess Title IV aid that must be returned, MCC must return a portion of the excess equal to the lesser of either your institutional charges multiplied by the percentage of unearned Title IV aid, or the entire amount of excess funds. Any unearned amount is returned in the following order: Direct Unsubsidized Stafford Loan, Direct Subsidized Stafford Loan, Direct Plus Loan (Parent), Federal Pell Grant and Federal SEOG.
  9. If MCC is not required to return all of the excess funds, you must return the remaining amount. Any loan funds that you must return, you repay in accordance with the terms and conditions of the master promissory note. Any amount of unearned grant funds that you must return is called an overpayment. The maximum amount of grant overpayment that you must return is equal to any amount owed in excess of half of the grant funds you received or were scheduled to receive. You do not have to repay a grant overpayment if the original amount of the overpayment is $50 or less. You must make arrangements with MCC or the Department of Education to return the unearned grant funds.

The requirements for the Return of Title IV funds when you withdraw are separate from Metropolitan Community College's refund policy, which applies to all institutional charges.  The Return of Title IV funds is always calculated before the refund policy is performed. Therefore, you may still owe funds to cover unpaid institutional charges. We advise you to consider the Return of Title IV policy, the academic consequences, the financial consequences, and the withdrawal procedures before making your final decision to withdraw from MCC.