Would you like to learn about creating a spending plan, the link between an academic plan and the total cost of college, improving your credit score, how your personal money philosophy influences your money choices and much more? Now more than ever it is important that students are educated about financial matters. Take control of your finances by checking out Financial Avenue.
Financial Avenue offers ten free, on-line courses in financial literacy:
Psychology of Money
How your individual money philosophy influences your money choices | How the brain is wired to respond to money and why it really wants to be lazy | How to retrain your brain to work the way you want it to | and more!
Foundations of Money
Identify your short-term and long-term financial goals | Create a spending plan | Compare the features and costs of different banks and banking products | and more!
College and Money
Calculate the cost of college and identify net price versus sticker price | The relationship between an academic plan and the total cost of college | Avoid unnecessary student loan debt | and more!
When and how to complete the FAFSA (Free Application for Federal Student Aid) | The relationship between the FAFSA and financial aid | How schools use FAFSA data | and more!
The cost of borrowing a federal student loan | Borrowers' rights and responsibilities | Creating a degree completion plan | and more!
Preparing for a job interview | The components of a strong resume | Appropriate workplace culture and behavior | The tax filing process | and more!
Credit and Protecting Your Money
The importance of a good credit history | Behaviors that influence a credit score | Improving your credit score | Protect yourself from identify theft | and more!
Spending and Borrowing
When it comes to money, all you hear is that you should save and shouldn’t spend, but not spending is not an option! This course provides strategies for spending and saving in a way that supports your financial goals and teaches you to recognize the forces that influence how you spend and borrow so you can make the best choices for you.
Debt and Repayment
When your current self borrows money, your future self must repay it. Being in debt costs you money, which is why you should borrow smartly. This course explains how debt works, the cost of debt, managing and repaying debt, and avoiding unnecessary debt in the future.
Future of Your Money
You make small financial decisions each day, but sometimes, big decisions must be made, decisions that affect you now and into your future. The information in this course will help you make the best financial choices for today (such as housing and transportation), for just-in-case (such as emergency savings and insurance), and for your future (such as investing) so that your needs are met and you achieve your financial goals.
The courses are free, and there is NO completion requirement. You can take as few courses as you want or as many as you want, and they can be taken in any order. To access Financial Avenue, click on Learn More About Financial Avenue below. The first time you log in, you will need to select Login, then click on the Sign Up Now link on the right-hand side of the Login page. Enter access code af9xvp .
Take control of your finances TODAY!